The median home in Soddy-Daisy, Tennessee is valued at $348,439, up 0.6% year over year. Typical monthly rent is $1,380, producing a price-to-rent ratio of 21x — well above the national average of 18x. Soddy-Daisy is part of the Chattanooga, TN-GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$348,439
+0.6%
Rent$1,380/mo
AFFORDABILITYRenting $755/mo cheaper ($1,380 rent)6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Enter your income for Soddy-Daisy.
$69,688 on $348,439
Stretch — 34.2% of income
Above 28% but manageable with cuts.
PITI$2,135
P/I34.2%
Afford$286K
Gap-$63K
P&I $1,762Tax $206Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Tennessee
Compare Soddy-Daisy with other housing markets across Tennessee.
Full Chattanooga, TN-GA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chattanooga, TN-GA metro.
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