Median home value: $348K (+0.6% YoY). Rent: $1,380/mo. Price-to-rent: 21.0x. Part of Chattanooga, TN-GA.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Chattanooga, TN-GA metro page.
Home Value$348,439
+0.6%
Rent$1,380/mo
AFFORDABILITYRenting $664/mo cheaper ($1,380 rent)6.00% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Enter your income for Soddy-Daisy.
$69,688 on $348,439
Stretch — 32.7% of income
Above 28% but manageable with cuts.
PITI$2,044
P/I32.7%
Afford$298K
Gap-$50K
P&I $1,671Tax $206Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing