City

SPARTA, TN

Median home value: $267K (+3.8% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$267,189
+3.8%
AFFORDABILITY

Enter your income for Sparta.

$53,438 on $267,189
Affordable — 25.7% of income

Under the 28% guideline.

PITI$1,606
P/I25.7%
Afford$291K
Room+$24K
P&I $1,282Tax $158Ins $167
6.00% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Sparta Housing Market | CrashWatch