Median home value: $207K (-2.9% YoY).

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, explore tracked metros.

Home Value$206,916

-2.9%

AFFORDABILITY

Enter your income for Spencer.

Income (annual)

Down Payment

$41,383 on $206,916

Affordable — 20.5% of income

Under the 28% guideline.

PITI$1,282

P/I20.5%

Afford$282K

Room+$76K

P&I $992Tax $122Ins $167

6.00% 30yr, 20% down, county tax + TN ins. 28% per HUD.

SPENCER, TN