Median home value: $181K (-1.7% YoY). Part of Chattanooga, TN-GA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Chattanooga, TN-GA metro page.
Home Value$181,132
-1.7%
AFFORDABILITY6.00% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Enter your income for Tracy City.
$36,226 on $181,132
Affordable — 18.3% of income
Under the 28% guideline.
PITI$1,143
P/I18.3%
Afford$277K
Room+$96K
P&I $869Tax $107Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing