The median home in Tracy City, Tennessee is valued at $181,132, down 1.7% year over year. Tracy City is part of the Chattanooga, TN-GA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$181,132

-1.7%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$36,226 on $181,132

Example: $75,000 household income. Change it above to see your own.

Affordable19% of income

Under the 28% guideline.

PITI$1,190

P/I19%

Afford$266K

Room+$85K

P&I $916Tax $107Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Tracy City with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Chattanooga, TN-GA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Chattanooga, TN-GA metro.

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Tracy City, TN