The median home in Troy, Tennessee is valued at $165,302, up 5.0% year over year. Troy is part of the Union City, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$165,302

+5.0%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$33,060 on $165,302

Example: $75,000 household income. Change it above to see your own.

Affordable17.6% of income

Under the 28% guideline.

PITI$1,100

P/I17.6%

Afford$263K

Room+$98K

P&I $836Tax $98Ins $167

6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Tennessee

Compare Troy with other housing markets across Tennessee.

Brentwood$1.39M College Grove$1.23M Arrington$1.13M Lookout Mountain$977K Franklin$904K Nolensville$819K Thompsons Station$728K Eads$681K

Full Union City, TN analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Union City, TN metro.

View Union City, TN metro

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Troy, TN