The median home in Watertown, Tennessee is valued at $407,979, up 3.9% year over year. Watertown is part of the Nashville-Davidson--Murfreesboro--Franklin, TN metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
See the full metro analysis: Nashville-Davidson--Murfreesboro--Franklin, TN stress score, crash risk, and 12-month forecast →
Home Value$407,979
+3.9%
AFFORDABILITY6.50% 30yr, 20% down, county tax + TN ins. 28% per HUD.
Enter your income for Watertown.
$81,596 on $407,979
Out of reach — 39.5% of income
Need $105,900/yr to afford.
PITI$2,471
P/I39.5%
Afford$289K
Gap-$119K
P&I $2,063Tax $241Ins $167
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Tennessee
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Full Nashville-Davidson--Murfreesboro--Franklin, TN analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Nashville-Davidson--Murfreesboro--Franklin, TN metro.
View Nashville-Davidson--Murfreesboro--Franklin, TN metro →