The median home in Bellingham, Washington is valued at $648,073, up 0.1% year over year. Typical monthly rent is $1,818, producing a price-to-rent ratio of 29.7x — well above the national average of 18x. Bellingham is part of the Bellingham, WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$648,073

+0.1%

Rent$1,818/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Bellingham.

Income (annual)

Down Payment

$129,615 on $648,073

Example: $75,000 household income. Change it above to see your own.

Out of reach62.8% of income

Need $168,129/yr to afford.

PITI$3,923

P/I62.8%

Afford$289K

Gap-$359K

P&I $3,277Tax $529Ins $117

Renting $2,105/mo cheaper ($1,818 rent)6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Washington

Compare Bellingham with other housing markets across Washington.

Hunts Point$7.98M Medina$4.38M Yarrow Point$4.21M Clyde Hill$4.01M Beaux Arts Village$2.76M Woodway$2.3M Mercer Island$2.24M Sammamish$1.57M

Full Bellingham, WA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bellingham, WA metro.

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