The median home in Clayton, Washington is valued at $407,477, up 5.2% year over year. Clayton is part of the Spokane-Spokane Valley, WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$407,477

+5.2%

Prices rising — worse for buyers.

Affordability

Enter your income for Clayton.

Income (annual)

Down Payment

$81,495 on $407,477

Example: $75,000 household income. Change it above to see your own.

Out of reach40.2% of income

Need $107,571/yr to afford.

PITI$2,510

P/I40.2%

Afford$284K

Gap-$123K

P&I $2,060Tax $333Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Washington

Compare Clayton with other housing markets across Washington.

Hunts Point$7.98M Medina$4.38M Yarrow Point$4.21M Clyde Hill$4.01M Beaux Arts Village$2.76M Woodway$2.3M Mercer Island$2.24M Sammamish$1.57M

Full Spokane-Spokane Valley, WA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spokane-Spokane Valley, WA metro.

View Spokane-Spokane Valley, WA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Clayton, WA