The median home in Elk, Washington is valued at $475,195, up 1.1% year over year. Elk is part of the Spokane-Spokane Valley, WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$475,195

+1.1%

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$95,039 on $475,195

Example: $75,000 household income. Change it above to see your own.

Out of reach46.5% of income

Need $124,629/yr to afford.

PITI$2,908

P/I46.5%

Afford$286K

Gap-$189K

P&I $2,403Tax $388Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Washington

Compare Elk with other housing markets across Washington.

Hunts Point$7.98M Medina$4.38M Yarrow Point$4.21M Clyde Hill$4.01M Beaux Arts Village$2.76M Woodway$2.3M Mercer Island$2.24M Sammamish$1.57M

Full Spokane-Spokane Valley, WA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spokane-Spokane Valley, WA metro.

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Elk, WA