The median home in Elma, Washington is valued at $354,802, down 0.8% year over year. Elma is part of the Aberdeen, WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Aberdeen, WA stress score, crash risk, and 12-month forecast →

Home Value$354,802

-0.8%

AFFORDABILITY

Enter your income for Elma.

Income (annual)

Down Payment

$70,960 on $354,802

Stretch — 35.2% of income

Above 28% but manageable with cuts.

PITI$2,200

P/I35.2%

Afford$282K

Gap-$73K

P&I $1,794Tax $290Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Washington

Compare Elma with other housing markets across Washington.

Hunts Point$7980K Medina$4383K Yarrow Point$4207K Clyde Hill$4012K Beaux Arts Village$2758K Woodway$2301K Mercer Island$2243K Sammamish$1569K

Full Aberdeen, WA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Aberdeen, WA metro.

View Aberdeen, WA metro →

ELMA, WA