The median home in Ephrata, Washington is valued at $318,101, up 0.7% year over year. Ephrata is part of the Moses Lake, WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Moses Lake, WA stress score, crash risk, and 12-month forecast →

Home Value$318,101

+0.7%

AFFORDABILITY

Enter your income for Ephrata.

Income (annual)

Down Payment

$63,620 on $318,101

Stretch — 31.8% of income

Above 28% but manageable with cuts.

PITI$1,985

P/I31.8%

Afford$280K

Gap-$38K

P&I $1,608Tax $260Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Washington

Compare Ephrata with other housing markets across Washington.

Hunts Point$7980K Medina$4383K Yarrow Point$4207K Clyde Hill$4012K Beaux Arts Village$2758K Woodway$2301K Mercer Island$2243K Sammamish$1569K

Full Moses Lake, WA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Moses Lake, WA metro.

View Moses Lake, WA metro →

EPHRATA, WA