Median home value: $598K (+0.0% YoY). Rent: $2,187/mo. Price-to-rent: 22.8x. Part of Bellingham, WA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Bellingham, WA metro page.
Home Value$598,450
+0.0%
Rent$2,187/mo
AFFORDABILITYRenting $1,289/mo cheaper ($2,187 rent)6.00% 30yr, 20% down, county tax + WA ins. 28% per HUD.
Enter your income for Ferndale.
$119,690 on $598,450
Out of reach — 55.6% of income
Need $148,971/yr to afford.
PITI$3,476
P/I55.6%
Afford$301K
Gap-$297K
P&I $2,870Tax $489Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing