Median home value: $720K (+0.6% YoY). Part of Oak Harbor, WA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Oak Harbor, WA metro page.
Home Value$719,594
+0.6%
AFFORDABILITY6.00% 30yr, 20% down, county tax + WA ins. 28% per HUD.
Enter your income for Freeland.
$143,919 on $719,594
Out of reach — 66.5% of income
Need $178,114/yr to afford.
PITI$4,156
P/I66.5%
Afford$303K
Gap-$417K
P&I $3,451Tax $588Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing