The median home in Gig Harbor, Washington is valued at $797,241, up 0.9% year over year. Typical monthly rent is $2,483, producing a price-to-rent ratio of 26.8x — well above the national average of 18x. Gig Harbor is part of the Seattle-Tacoma-Bellevue, WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$797,241

+0.9%

Rent$2,483/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Gig Harbor.

Income (annual)

Down Payment

$159,448 on $797,241

Example: $75,000 household income. Change it above to see your own.

Out of reach76.8% of income

Need $205,671/yr to afford.

PITI$4,799

P/I76.8%

Afford$291K

Gap-$507K

P&I $4,031Tax $651Ins $117

Renting $2,316/mo cheaper ($2,483 rent)6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Washington

Compare Gig Harbor with other housing markets across Washington.

Hunts Point$7.98M Medina$4.38M Yarrow Point$4.21M Clyde Hill$4.01M Beaux Arts Village$2.76M Woodway$2.3M Mercer Island$2.24M Sammamish$1.57M

Full Seattle-Tacoma-Bellevue, WA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Seattle-Tacoma-Bellevue, WA metro.

View Seattle-Tacoma-Bellevue, WA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Gig Harbor, WA