The median home in Lacey, Washington is valued at $502,088, up 0.1% year over year. Typical monthly rent is $2,092, producing a price-to-rent ratio of 20x — near the national average of 18x. Lacey is part of the Olympia-Lacey-Tumwater, WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Olympia-Lacey-Tumwater, WA stress score, crash risk, and 12-month forecast →

Home Value$502,088

+0.1%

Rent$2,092/mo

AFFORDABILITY

Enter your income for Lacey.

Income (annual)

Down Payment

$100,418 on $502,088

Out of reach — 49.1% of income

Need $131,400/yr to afford.

PITI$3,066

P/I49.1%

Afford$287K

Gap-$216K

P&I $2,539Tax $410Ins $117

Renting $974/mo cheaper ($2,092 rent)6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Washington

Compare Lacey with other housing markets across Washington.

Hunts Point$7980K Medina$4383K Yarrow Point$4207K Clyde Hill$4012K Beaux Arts Village$2758K Woodway$2301K Mercer Island$2243K Sammamish$1569K

Full Olympia-Lacey-Tumwater, WA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Olympia-Lacey-Tumwater, WA metro.

View Olympia-Lacey-Tumwater, WA metro →

LACEY, WA