City

LUMMI ISLAND, WA

Bellingham, WA

Median home value: $617K (-1.4% YoY). Part of Bellingham, WA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Bellingham, WA metro page.

Home Value$617,468
-1.4%
AFFORDABILITY

Enter your income for Lummi Island.

$123,494 on $617,468
Out of reach — 57.3% of income

Need $153,557/yr to afford.

PITI$3,583
P/I57.3%
Afford$302K
Gap-$316K
P&I $2,962Tax $504Ins $117
6.00% 30yr, 20% down, county tax + WA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Lummi Island Housing Market | CrashWatch