The median home in Lummi Island, Washington is valued at $617,468, down 1.4% year over year. Lummi Island is part of the Bellingham, WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$617,468

-1.4%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$123,494 on $617,468

Example: $75,000 household income. Change it above to see your own.

Out of reach59.9% of income

Need $160,414/yr to afford.

PITI$3,743

P/I59.9%

Afford$289K

Gap-$329K

P&I $3,122Tax $504Ins $117

6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Washington

Compare Lummi Island with other housing markets across Washington.

Hunts Point$7.98M Medina$4.38M Yarrow Point$4.21M Clyde Hill$4.01M Beaux Arts Village$2.76M Woodway$2.3M Mercer Island$2.24M Sammamish$1.57M

Full Bellingham, WA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bellingham, WA metro.

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Lummi Island, WA