The median home in Mountlake Terrace, Washington is valued at $674,181, down 1.9% year over year. Typical monthly rent is $2,084, producing a price-to-rent ratio of 27x — well above the national average of 18x. Mountlake Terrace is part of the Seattle-Tacoma-Bellevue, WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$674,181

-1.9%

Rent$2,084/mo

Prices falling — better for buyers.

Affordability

Enter your income for Mountlake Terrace.

Income (annual)

Down Payment

$134,836 on $674,181

Example: $75,000 household income. Change it above to see your own.

Out of reach65.2% of income

Need $174,686/yr to afford.

PITI$4,076

P/I65.2%

Afford$289K

Gap-$385K

P&I $3,409Tax $551Ins $117

Renting $1,992/mo cheaper ($2,084 rent)6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Washington

Compare Mountlake Terrace with other housing markets across Washington.

Hunts Point$7.98M Medina$4.38M Yarrow Point$4.21M Clyde Hill$4.01M Beaux Arts Village$2.76M Woodway$2.3M Mercer Island$2.24M Sammamish$1.57M

Full Seattle-Tacoma-Bellevue, WA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Seattle-Tacoma-Bellevue, WA metro.

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Mountlake Terrace, WA