Median home value: $517K (+1.3% YoY). Rent: $1,944/mo. Price-to-rent: 22.1x. Part of Oak Harbor, WA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Oak Harbor, WA metro page.

Home Value$516,705

+1.3%

Rent$1,944/mo

AFFORDABILITY

Enter your income for Oak Harbor.

Income (annual)

Down Payment

$103,341 on $516,705

Out of reach — 48.3% of income

Need $129,300/yr to afford.

PITI$3,017

P/I48.3%

Afford$300K

Gap-$217K

P&I $2,478Tax $422Ins $117

Renting $1,073/mo cheaper ($1,944 rent)6.00% 30yr, 20% down, county tax + WA ins. 28% per HUD.

OAK HARBOR, WA