The median home in Olympia, Washington is valued at $531,886, up 0.0% year over year. Typical monthly rent is $1,885, producing a price-to-rent ratio of 23.5x — well above the national average of 18x. Olympia is part of the Olympia-Lacey-Tumwater, WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$531,886

+0.0%

Rent$1,885/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$106,377 on $531,886

Example: $75,000 household income. Change it above to see your own.

Out of reach51.9% of income

Need $138,900/yr to afford.

PITI$3,241

P/I51.9%

Afford$287K

Gap-$245K

P&I $2,690Tax $434Ins $117

Renting $1,356/mo cheaper ($1,885 rent)6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Washington

Compare Olympia with other housing markets across Washington.

Hunts Point$7.98M Medina$4.38M Yarrow Point$4.21M Clyde Hill$4.01M Beaux Arts Village$2.76M Woodway$2.3M Mercer Island$2.24M Sammamish$1.57M

Full Olympia-Lacey-Tumwater, WA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Olympia-Lacey-Tumwater, WA metro.

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Olympia, WA