The median home in Spokane, Washington is valued at $385,151, down 0.1% year over year. Typical monthly rent is $1,443, producing a price-to-rent ratio of 22.2x — well above the national average of 18x. Spokane is part of the Spokane-Spokane Valley, WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$385,151

-0.1%

Rent$1,443/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$77,030 on $385,151

Example: $75,000 household income. Change it above to see your own.

Out of reach38.1% of income

Need $101,957/yr to afford.

PITI$2,379

P/I38.1%

Afford$283K

Gap-$102K

P&I $1,948Tax $315Ins $117

Renting $936/mo cheaper ($1,443 rent)6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Washington

Compare Spokane with other housing markets across Washington.

Hunts Point$7.98M Medina$4.38M Yarrow Point$4.21M Clyde Hill$4.01M Beaux Arts Village$2.76M Woodway$2.3M Mercer Island$2.24M Sammamish$1.57M

Full Spokane-Spokane Valley, WA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spokane-Spokane Valley, WA metro.

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Spokane, WA