The median home in Spokane, Washington is valued at $385,151, down 0.1% year over year. Typical monthly rent is $1,443, producing a price-to-rent ratio of 22.2x — well above the national average of 18x. Spokane is part of the Spokane-Spokane Valley, WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$385,151
-0.1%
Rent$1,443/mo
AFFORDABILITYRenting $936/mo cheaper ($1,443 rent)6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.
Enter your income for Spokane.
$77,030 on $385,151
Out of reach — 38.1% of income
Need $101,957/yr to afford.
PITI$2,379
P/I38.1%
Afford$283K
Gap-$102K
P&I $1,948Tax $315Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Washington
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Full Spokane-Spokane Valley, WA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spokane-Spokane Valley, WA metro.
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