The median home in Spokane Valley, Washington is valued at $399,826, up 0.4% year over year. Typical monthly rent is $1,500, producing a price-to-rent ratio of 22.2x — well above the national average of 18x. Spokane Valley is part of the Spokane-Spokane Valley, WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$399,826
+0.4%
Rent$1,500/mo
AFFORDABILITYRenting $965/mo cheaper ($1,500 rent)6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.
Enter your income for Spokane Valley.
$79,965 on $399,826
Out of reach — 39.4% of income
Need $105,643/yr to afford.
PITI$2,465
P/I39.4%
Afford$284K
Gap-$116K
P&I $2,022Tax $327Ins $117
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in Washington
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Full Spokane-Spokane Valley, WA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spokane-Spokane Valley, WA metro.
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