The median home in Spokane Valley, Washington is valued at $399,826, up 0.4% year over year. Typical monthly rent is $1,500, producing a price-to-rent ratio of 22.2x — well above the national average of 18x. Spokane Valley is part of the Spokane-Spokane Valley, WA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$399,826

+0.4%

Rent$1,500/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Spokane Valley.

Income (annual)

Down Payment

$79,965 on $399,826

Example: $75,000 household income. Change it above to see your own.

Out of reach39.4% of income

Need $105,643/yr to afford.

PITI$2,465

P/I39.4%

Afford$284K

Gap-$116K

P&I $2,022Tax $327Ins $117

Renting $965/mo cheaper ($1,500 rent)6.50% 30yr, 20% down, county tax + WA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in Washington

Compare Spokane Valley with other housing markets across Washington.

Hunts Point$7.98M Medina$4.38M Yarrow Point$4.21M Clyde Hill$4.01M Beaux Arts Village$2.76M Woodway$2.3M Mercer Island$2.24M Sammamish$1.57M

Full Spokane-Spokane Valley, WA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Spokane-Spokane Valley, WA metro.

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