Median home value in zip code 93635 (Los Banos, CA) is $456,947, down 3.3% year over year. Part of the Merced, CA metropolitan area.

Home Value$456,947

YoY Change

-3.3%

Prices falling — better for buyers.

Affordability

Enter your income for 93635 (Los Banos).

Income (annual)

Down Payment

$91,389 on $456,947

Example: $75,000 household income. Change it above to see your own.

Out of reach43.7% of income

Need $117,043/yr to afford.

PITI$2,731

P/I43.7%

Afford$293K

Gap-$164K

P&I $2,311Tax $270Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

93635 is part of the Merced, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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