Median home value in zip code 95348 (Merced, CA) is $413K, down 2.2% year over year. Part of the Merced, CA metropolitan area.
Full stress scores, AI analysis, and 12-month forecast: Merced, CA metro →
Home Value$413,397
YoY Change
-2.2%
AFFORDABILITY6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for 95348 (Merced).
$82,679 on $413,397
Out of reach — 39.8% of income
Need $106,500/yr to afford.
PITI$2,485
P/I39.8%
Afford$291K
Gap-$122K
P&I $2,090Tax $245Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis
95348 is part of the Merced, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.
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