Zip Code

95365

Planada, CAMerced, CA

Median home value in zip code 95365 (Planada, CA) is $285K, down 4.5% year over year. Part of the Merced, CA metropolitan area.

Full stress scores, AI analysis, and 12-month forecast: Merced, CA metro →

Home Value$284,729
YoY Change
-4.5%
AFFORDABILITY

Enter your income for 95365 (Planada).

$56,946 on $284,729
Stretch — 28.1% of income

Above 28% but manageable with cuts.

PITI$1,758
P/I28.1%
Afford$283K
Gap-$1K
P&I $1,440Tax $168Ins $150
6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Metro Analysis

95365 is part of the Merced, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

View Merced, CA analysis
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