Median home value in zip code 95388 (Winton, CA) is $358,114, up 0.3% year over year. Part of the Merced, CA metropolitan area.

Home Value$358,114

YoY Change

+0.3%

Prices rising — worse for buyers.

Affordability

Enter your income for 95388 (Winton).

Income (annual)

Down Payment

$71,623 on $358,114

Example: $75,000 household income. Change it above to see your own.

Stretch34.8% of income

Above 28% but manageable with cuts.

PITI$2,173

P/I34.8%

Afford$288K

Gap-$70K

P&I $1,811Tax $212Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Metro Analysis

95388 is part of the Merced, CA metropolitan area. See full stress scores, crash risk, early warning signals, and 12-month price forecast for the metro.

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