The median home in Alameda, California is valued at $1,096,737, down 3.8% year over year. Typical monthly rent is $2,652, producing a price-to-rent ratio of 34.5x — well above the national average of 18x. Alameda is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: San Francisco-Oakland-Berkeley, CA stress score, crash risk, and 12-month forecast →

Home Value$1,096,737

-3.8%

Rent$2,652/mo

AFFORDABILITY

Enter your income for Alameda.

Income (annual)

Down Payment

$219,347 on $1,096,737

Out of reach — 101.5% of income

Need $271,929/yr to afford.

PITI$6,345

P/I101.5%

Afford$302K

Gap-$794K

P&I $5,546Tax $649Ins $150

Renting $3,693/mo cheaper ($2,652 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Alameda with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

View San Francisco-Oakland-Berkeley, CA metro →

ALAMEDA, CA