The median home in Alameda, California is valued at $1,096,737, down 3.8% year over year. Typical monthly rent is $2,652, producing a price-to-rent ratio of 34.5x — well above the national average of 18x. Alameda is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,096,737

-3.8%

Rent$2,652/mo

Prices falling — better for buyers.

Affordability

Enter your income for Alameda.

Income (annual)

Down Payment

$219,347 on $1,096,737

Example: $75,000 household income. Change it above to see your own.

Out of reach101.5% of income

Need $271,929/yr to afford.

PITI$6,345

P/I101.5%

Afford$302K

Gap-$794K

P&I $5,546Tax $649Ins $150

Renting $3,693/mo cheaper ($2,652 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Alameda with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

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Alameda, CA