The median home in Albany, California is valued at $1,181,788, up 0.8% year over year. Typical monthly rent is $2,688, producing a price-to-rent ratio of 36.6x — well above the national average of 18x. Albany is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: San Francisco-Oakland-Berkeley, CA stress score, crash risk, and 12-month forecast →

Home Value$1,181,788

+0.8%

Rent$2,688/mo

AFFORDABILITY

Enter your income for Albany.

Income (annual)

Down Payment

$236,358 on $1,181,788

Out of reach — 109.2% of income

Need $292,500/yr to afford.

PITI$6,825

P/I109.2%

Afford$303K

Gap-$879K

P&I $5,976Tax $699Ins $150

Renting $4,137/mo cheaper ($2,688 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Albany with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

View San Francisco-Oakland-Berkeley, CA metro →

ALBANY, CA