The median home in Bakersfield, California is valued at $390,137, down 0.3% year over year. Typical monthly rent is $1,901, producing a price-to-rent ratio of 17.1x — near the national average of 18x. Bakersfield is part of the Bakersfield, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$390,137

-0.3%

Rent$1,901/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$78,027 on $390,137

Example: $75,000 household income. Change it above to see your own.

Out of reach37.7% of income

Need $100,886/yr to afford.

PITI$2,354

P/I37.7%

Afford$290K

Gap-$100K

P&I $1,973Tax $231Ins $150

Renting $453/mo cheaper ($1,901 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Bakersfield with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Bakersfield, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bakersfield, CA metro.

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