The median home in Bakersfield, California is valued at $390,137, down 0.3% year over year. Typical monthly rent is $1,901, producing a price-to-rent ratio of 17.1x — near the national average of 18x. Bakersfield is part of the Bakersfield, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$390,137
-0.3%
Rent$1,901/mo
AFFORDABILITYRenting $453/mo cheaper ($1,901 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Bakersfield.
$78,027 on $390,137
Out of reach — 37.7% of income
Need $100,886/yr to afford.
PITI$2,354
P/I37.7%
Afford$290K
Gap-$100K
P&I $1,973Tax $231Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
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Full Bakersfield, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Bakersfield, CA metro.
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