Median home value: $390K (-0.3% YoY). Rent: $1,901/mo. Price-to-rent: 17.1x. Part of Bakersfield, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Bakersfield, CA metro page.
Home Value$390,137
-0.3%
Rent$1,901/mo
AFFORDABILITYRenting $351/mo cheaper ($1,901 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Bakersfield.
$78,027 on $390,137
Stretch — 36% of income
Above 28% but manageable with cuts.
PITI$2,252
P/I36%
Afford$303K
Gap-$87K
P&I $1,871Tax $231Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing