The median home in Belmont, California is valued at $2,196,606, up 2.0% year over year. Typical monthly rent is $3,275, producing a price-to-rent ratio of 55.9x — well above the national average of 18x. Belmont is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$2,196,606

+2.0%

Rent$3,275/mo

Prices rising — worse for buyers.

Affordability

Enter your income for Belmont.

Income (annual)

Down Payment

$439,321 on $2,196,606

Example: $75,000 household income. Change it above to see your own.

Out of reach200.9% of income

Need $538,157/yr to afford.

PITI$12,557

P/I200.9%

Afford$306K

Gap-$1.89M

P&I $11,107Tax $1,300Ins $150

Renting $9,282/mo cheaper ($3,275 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Belmont with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

View San Francisco-Oakland-Berkeley, CA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Belmont, CA