The median home in Belmont, California is valued at $2,196,606, up 2.0% year over year. Typical monthly rent is $3,275, producing a price-to-rent ratio of 55.9x — well above the national average of 18x. Belmont is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: San Francisco-Oakland-Berkeley, CA stress score, crash risk, and 12-month forecast →

Home Value$2,196,606

+2.0%

Rent$3,275/mo

AFFORDABILITY

Enter your income for Belmont.

Income (annual)

Down Payment

$439,321 on $2,196,606

Out of reach — 200.9% of income

Need $538,157/yr to afford.

PITI$12,557

P/I200.9%

Afford$306K

Gap-$1890K

P&I $11,107Tax $1,300Ins $150

Renting $9,282/mo cheaper ($3,275 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Belmont with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

View San Francisco-Oakland-Berkeley, CA metro →

BELMONT, CA