The median home in Ben Lomond, California is valued at $864,029, up 2.0% year over year. Ben Lomond is part of the Santa Cruz-Watsonville, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$864,029

+2.0%

Prices rising — worse for buyers.

Affordability

Enter your income for Ben Lomond.

Income (annual)

Down Payment

$172,806 on $864,029

Example: $75,000 household income. Change it above to see your own.

Out of reach80.5% of income

Need $215,571/yr to afford.

PITI$5,030

P/I80.5%

Afford$301K

Gap-$563K

P&I $4,369Tax $511Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Ben Lomond with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Santa Cruz-Watsonville, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Santa Cruz-Watsonville, CA metro.

View Santa Cruz-Watsonville, CA metro

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Ben Lomond, CA