The median home in Berkeley, California is valued at $1,347,989, down 2.4% year over year. Typical monthly rent is $2,981, producing a price-to-rent ratio of 37.7x — well above the national average of 18x. Berkeley is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$1,347,989
-2.4%
Rent$2,981/mo
AFFORDABILITYRenting $4,783/mo cheaper ($2,981 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Berkeley.
$269,598 on $1,347,989
Out of reach — 124.2% of income
Need $332,743/yr to afford.
PITI$7,764
P/I124.2%
Afford$304K
Gap-$1044K
P&I $6,816Tax $798Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full San Francisco-Oakland-Berkeley, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.
View San Francisco-Oakland-Berkeley, CA metro →