The median home in Big Bear Lake, California is valued at $540,113, down 7.3% year over year. Typical monthly rent is $1,920, producing a price-to-rent ratio of 23.4x — well above the national average of 18x. Big Bear Lake is part of the Riverside-San Bernardino-Ontario, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Riverside-San Bernardino-Ontario, CA stress score, crash risk, and 12-month forecast →

Home Value$540,113

-7.3%

Rent$1,920/mo

AFFORDABILITY

Enter your income for Big Bear Lake.

Income (annual)

Down Payment

$108,023 on $540,113

Out of reach — 51.2% of income

Need $137,186/yr to afford.

PITI$3,201

P/I51.2%

Afford$295K

Gap-$245K

P&I $2,731Tax $320Ins $150

Renting $1,281/mo cheaper ($1,920 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Big Bear Lake with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Riverside-San Bernardino-Ontario, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Riverside-San Bernardino-Ontario, CA metro.

View Riverside-San Bernardino-Ontario, CA metro →

BIG BEAR LAKE, CA