Median home value: $709K (-2.6% YoY). Rent: $3,000/mo. Price-to-rent: 19.7x. Part of Santa Cruz-Watsonville, CA.
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Basic Zillow data only. For stress scores, AI analysis, and trends, Santa Cruz-Watsonville, CA metro page.
Home Value$709,191
-2.6%
Rent$3,000/mo
AFFORDABILITYRenting $971/mo cheaper ($3,000 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Boulder Creek.
$141,838 on $709,191
Out of reach — 63.5% of income
Need $170,186/yr to afford.
PITI$3,971
P/I63.5%
Afford$313K
Gap-$397K
P&I $3,402Tax $420Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing