The median home in Boulder Creek, California is valued at $709,191, down 2.6% year over year. Typical monthly rent is $3,000, producing a price-to-rent ratio of 19.7x — near the national average of 18x. Boulder Creek is part of the Santa Cruz-Watsonville, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$709,191

-2.6%

Rent$3,000/mo

Prices falling — better for buyers.

Affordability

Enter your income for Boulder Creek.

Income (annual)

Down Payment

$141,838 on $709,191

Example: $75,000 household income. Change it above to see your own.

Out of reach66.5% of income

Need $178,114/yr to afford.

PITI$4,156

P/I66.5%

Afford$299K

Gap-$411K

P&I $3,586Tax $420Ins $150

Renting $1,156/mo cheaper ($3,000 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Boulder Creek with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Santa Cruz-Watsonville, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Santa Cruz-Watsonville, CA metro.

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Boulder Creek, CA