The median home in Capay, California is valued at $695,456, down 2.2% year over year. Capay is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$695,456

-2.2%

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$139,091 on $695,456

Example: $75,000 household income. Change it above to see your own.

Out of reach65.2% of income

Need $174,771/yr to afford.

PITI$4,078

P/I65.2%

Afford$298K

Gap-$397K

P&I $3,517Tax $411Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Capay with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

View Sacramento-Roseville-Folsom, CA metro

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Capay, CA