Median home value: $1158K (-0.6% YoY). Rent: $3,199/mo. Price-to-rent: 30.2x. Part of Santa Cruz-Watsonville, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Santa Cruz-Watsonville, CA metro page.
Home Value$1,158,255
-0.6%
Rent$3,199/mo
AFFORDABILITYRenting $3,192/mo cheaper ($3,199 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Capitola.
$231,651 on $1,158,255
Out of reach — 102.3% of income
Need $273,900/yr to afford.
PITI$6,391
P/I102.3%
Afford$317K
Gap-$841K
P&I $5,555Tax $685Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing