Median home value: $2281K (+0.8% YoY). Rent: $3,625/mo. Price-to-rent: 52.4x. Part of Salinas, CA.
Limited Data
Basic Zillow data only. For stress scores, AI analysis, and trends, Salinas, CA metro page.
Home Value$2,280,971
+0.8%
Rent$3,625/mo
AFFORDABILITYRenting $8,815/mo cheaper ($3,625 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Carmel-by-the-Sea.
$456,194 on $2,280,971
Out of reach — 199% of income
Need $533,143/yr to afford.
PITI$12,440
P/I199%
Afford$321K
Gap-$1960K
P&I $10,940Tax $1,350Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing