The median home in Carmel Valley, California is valued at $1,390,778, down 2.3% year over year. Carmel Valley is part of the Salinas, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,390,778

-2.3%

Prices falling — better for buyers.

Affordability

Enter your income for Carmel Valley.

Income (annual)

Down Payment

$278,156 on $1,390,778

Example: $75,000 household income. Change it above to see your own.

Out of reach128.1% of income

Need $343,071/yr to afford.

PITI$8,005

P/I128.1%

Afford$304K

Gap-$1.09M

P&I $7,033Tax $823Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Carmel Valley with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Salinas, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Salinas, CA metro.

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Carmel Valley, CA