City

CARMEL VALLEY, CA

Salinas, CA

Median home value: $1391K (-2.3% YoY). Part of Salinas, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Salinas, CA metro page.

Home Value$1,390,778
-2.3%
AFFORDABILITY

Enter your income for Carmel Valley.

$278,156 on $1,390,778
Out of reach — 122.3% of income

Need $327,600/yr to afford.

PITI$7,644
P/I122.3%
Afford$318K
Gap-$1072K
P&I $6,671Tax $823Ins $150
6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Carmel Valley Housing Market | CrashWatch