The median home in Carmichael, California is valued at $539,925, down 1.7% year over year. Typical monthly rent is $1,836, producing a price-to-rent ratio of 24.5x — well above the national average of 18x. Carmichael is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$539,925

-1.7%

Rent$1,836/mo

Prices falling — better for buyers.

Affordability

Enter your income for Carmichael.

Income (annual)

Down Payment

$107,985 on $539,925

Example: $75,000 household income. Change it above to see your own.

Out of reach51.2% of income

Need $137,143/yr to afford.

PITI$3,200

P/I51.2%

Afford$295K

Gap-$245K

P&I $2,730Tax $319Ins $150

Renting $1,364/mo cheaper ($1,836 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Carmichael with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

View Sacramento-Roseville-Folsom, CA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Carmichael, CA