The median home in Carmichael, California is valued at $539,925, down 1.7% year over year. Typical monthly rent is $1,836, producing a price-to-rent ratio of 24.5x — well above the national average of 18x. Carmichael is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Sacramento-Roseville-Folsom, CA stress score, crash risk, and 12-month forecast →

Home Value$539,925

-1.7%

Rent$1,836/mo

AFFORDABILITY

Enter your income for Carmichael.

Income (annual)

Down Payment

$107,985 on $539,925

Out of reach — 51.2% of income

Need $137,143/yr to afford.

PITI$3,200

P/I51.2%

Afford$295K

Gap-$245K

P&I $2,730Tax $319Ins $150

Renting $1,364/mo cheaper ($1,836 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Carmichael with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

View Sacramento-Roseville-Folsom, CA metro →

CARMICHAEL, CA