The median home in Carnelian Bay, California is valued at $1,040,444, down 3.6% year over year. Carnelian Bay is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,040,444

-3.6%

Prices falling — better for buyers.

Affordability

Enter your income for Carnelian Bay.

Income (annual)

Down Payment

$208,089 on $1,040,444

Example: $75,000 household income. Change it above to see your own.

Out of reach96.4% of income

Need $258,300/yr to afford.

PITI$6,027

P/I96.4%

Afford$302K

Gap-$738K

P&I $5,261Tax $616Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Carnelian Bay with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

View Sacramento-Roseville-Folsom, CA metro

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Carnelian Bay, CA