The median home in Carpinteria, California is valued at $1,437,899, up 6.3% year over year. Typical monthly rent is $4,448, producing a price-to-rent ratio of 26.9x — well above the national average of 18x. Carpinteria is part of the Santa Maria-Santa Barbara, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Santa Maria-Santa Barbara, CA stress score, crash risk, and 12-month forecast →

Home Value$1,437,899

+6.3%

Rent$4,448/mo

AFFORDABILITY

Enter your income for Carpinteria.

Income (annual)

Down Payment

$287,580 on $1,437,899

Out of reach — 132.4% of income

Need $354,514/yr to afford.

PITI$8,272

P/I132.4%

Afford$304K

Gap-$1134K

P&I $7,271Tax $851Ins $150

Renting $3,824/mo cheaper ($4,448 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Carpinteria with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Santa Maria-Santa Barbara, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Santa Maria-Santa Barbara, CA metro.

View Santa Maria-Santa Barbara, CA metro →

CARPINTERIA, CA