The median home in Castro Valley, California is valued at $1,072,306, down 2.8% year over year. Typical monthly rent is $2,739, producing a price-to-rent ratio of 32.6x — well above the national average of 18x. Castro Valley is part of the San Francisco-Oakland-Berkeley, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,072,306

-2.8%

Rent$2,739/mo

Prices falling — better for buyers.

Affordability

Enter your income for Castro Valley.

Income (annual)

Down Payment

$214,461 on $1,072,306

Example: $75,000 household income. Change it above to see your own.

Out of reach99.3% of income

Need $266,014/yr to afford.

PITI$6,207

P/I99.3%

Afford$302K

Gap-$770K

P&I $5,422Tax $634Ins $150

Renting $3,468/mo cheaper ($2,739 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Castro Valley with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Francisco-Oakland-Berkeley, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Francisco-Oakland-Berkeley, CA metro.

View San Francisco-Oakland-Berkeley, CA metro

Weekly briefing

Every Monday — score changes, top movers, and what shifted. Free.

Castro Valley, CA