The median home in Cayucos, California is valued at $1,293,866, down 1.6% year over year. Cayucos is part of the San Luis Obispo-Paso Robles, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$1,293,866

-1.6%

Prices falling — better for buyers.

Affordability

Enter your income for Cayucos.

Income (annual)

Down Payment

$258,773 on $1,293,866

Example: $75,000 household income. Change it above to see your own.

Out of reach119.3% of income

Need $319,629/yr to afford.

PITI$7,458

P/I119.3%

Afford$304K

Gap-$990K

P&I $6,542Tax $766Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Cayucos with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Luis Obispo-Paso Robles, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Luis Obispo-Paso Robles, CA metro.

View San Luis Obispo-Paso Robles, CA metro

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Cayucos, CA