The median home in Ceres, California is valued at $445,111, down 0.3% year over year. Typical monthly rent is $1,910, producing a price-to-rent ratio of 19.4x — near the national average of 18x. Ceres is part of the Modesto, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$445,111
-0.3%
Rent$1,910/mo
AFFORDABILITYRenting $754/mo cheaper ($1,910 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Ceres.
$89,022 on $445,111
Out of reach — 42.6% of income
Need $114,171/yr to afford.
PITI$2,664
P/I42.6%
Afford$292K
Gap-$153K
P&I $2,251Tax $263Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full Modesto, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Modesto, CA metro.
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