The median home in Ceres, California is valued at $445,111, down 0.3% year over year. Typical monthly rent is $1,910, producing a price-to-rent ratio of 19.4x — near the national average of 18x. Ceres is part of the Modesto, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$445,111

-0.3%

Rent$1,910/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$89,022 on $445,111

Example: $75,000 household income. Change it above to see your own.

Out of reach42.6% of income

Need $114,171/yr to afford.

PITI$2,664

P/I42.6%

Afford$292K

Gap-$153K

P&I $2,251Tax $263Ins $150

Renting $754/mo cheaper ($1,910 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Ceres with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Modesto, CA analysis

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Ceres, CA