City

CHICO, CA

Chico, CA

Median home value: $453K (+1.1% YoY). Rent: $1,596/mo. Price-to-rent: 23.6x. Part of Chico, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Chico, CA metro page.

Home Value$452,941
+1.1%
Rent$1,596/mo
AFFORDABILITY

Enter your income for Chico.

$90,588 on $452,941
Out of reach — 41.4% of income

Need $111,000/yr to afford.

PITI$2,590
P/I41.4%
Afford$306K
Gap-$147K
P&I $2,172Tax $268Ins $150
Renting $994/mo cheaper ($1,596 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Chico Housing Market | CrashWatch