The median home in Chula Vista, California is valued at $821,950, down 2.3% year over year. Typical monthly rent is $2,927, producing a price-to-rent ratio of 23.4x — well above the national average of 18x. Chula Vista is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.
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Home Value$821,950
-2.3%
Rent$2,927/mo
AFFORDABILITYRenting $1,866/mo cheaper ($2,927 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for Chula Vista.
$164,390 on $821,950
Out of reach — 76.7% of income
Need $205,414/yr to afford.
PITI$4,793
P/I76.7%
Afford$300K
Gap-$522K
P&I $4,156Tax $486Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Other cities in California
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Full San Diego-Chula Vista-Carlsbad, CA analysis
Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Diego-Chula Vista-Carlsbad, CA metro.
View San Diego-Chula Vista-Carlsbad, CA metro →