The median home in Citrus Heights, California is valued at $464,438, down 2.4% year over year. Typical monthly rent is $1,919, producing a price-to-rent ratio of 20.2x — well above the national average of 18x. Citrus Heights is part of the Sacramento-Roseville-Folsom, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: Sacramento-Roseville-Folsom, CA stress score, crash risk, and 12-month forecast →

Home Value$464,438

-2.4%

Rent$1,919/mo

AFFORDABILITY

Enter your income for Citrus Heights.

Income (annual)

Down Payment

$92,888 on $464,438

Out of reach — 44.4% of income

Need $118,843/yr to afford.

PITI$2,773

P/I44.4%

Afford$293K

Gap-$171K

P&I $2,348Tax $275Ins $150

Renting $854/mo cheaper ($1,919 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Citrus Heights with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full Sacramento-Roseville-Folsom, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Sacramento-Roseville-Folsom, CA metro.

View Sacramento-Roseville-Folsom, CA metro →

CITRUS HEIGHTS, CA