City

COTTONWOOD, CA

Red Bluff, CA

Median home value: $359K (-0.8% YoY). Part of Red Bluff, CA.

Limited Data

Basic Zillow data only. For stress scores, AI analysis, and trends, Red Bluff, CA metro page.

Home Value$359,340
-0.8%
AFFORDABILITY

Enter your income for Cottonwood.

$71,868 on $359,340
Stretch — 33.4% of income

Above 28% but manageable with cuts.

PITI$2,086
P/I33.4%
Afford$301K
Gap-$58K
P&I $1,724Tax $213Ins $150
6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Home Buying Kit For Dummies (2025)Financing, negotiation, closing
Cottonwood Housing Market | CrashWatch