The median home in Cottonwood, California is valued at $359,340, down 0.8% year over year. Cottonwood is part of the Red Bluff, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$359,340

-0.8%

Prices falling — better for buyers.

Affordability

Enter your income for Cottonwood.

Income (annual)

Down Payment

$71,868 on $359,340

Example: $75,000 household income. Change it above to see your own.

Stretch34.9% of income

Above 28% but manageable with cuts.

PITI$2,180

P/I34.9%

Afford$288K

Gap-$71K

P&I $1,817Tax $213Ins $150

6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Cottonwood with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full Red Bluff, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the Red Bluff, CA metro.

View Red Bluff, CA metro

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Cottonwood, CA