The median home in Cupertino, California is valued at $3,038,618, up 2.2% year over year. Typical monthly rent is $3,884, producing a price-to-rent ratio of 65.2x — well above the national average of 18x. Cupertino is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$3,038,618

+2.2%

Rent$3,884/mo

Prices rising — worse for buyers.

Affordability

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Income (annual)

Down Payment

$607,724 on $3,038,618

Example: $75,000 household income. Change it above to see your own.

Out of reach277% of income

Need $741,986/yr to afford.

PITI$17,313

P/I277%

Afford$307K

Gap-$2.73M

P&I $15,365Tax $1,798Ins $150

Renting $13,429/mo cheaper ($3,884 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Cupertino with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Jose-Sunnyvale-Santa Clara, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Jose-Sunnyvale-Santa Clara, CA metro.

View San Jose-Sunnyvale-Santa Clara, CA metro

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Cupertino, CA