The median home in Cupertino, California is valued at $3,038,618, up 2.2% year over year. Typical monthly rent is $3,884, producing a price-to-rent ratio of 65.2x — well above the national average of 18x. Cupertino is part of the San Jose-Sunnyvale-Santa Clara, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

See the full metro analysis: San Jose-Sunnyvale-Santa Clara, CA stress score, crash risk, and 12-month forecast →

Home Value$3,038,618

+2.2%

Rent$3,884/mo

AFFORDABILITY

Enter your income for Cupertino.

Income (annual)

Down Payment

$607,724 on $3,038,618

Out of reach — 277% of income

Need $741,986/yr to afford.

PITI$17,313

P/I277%

Afford$307K

Gap-$2731K

P&I $15,365Tax $1,798Ins $150

Renting $13,429/mo cheaper ($3,884 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Cupertino with other housing markets across California.

Atherton$7517K Los Altos Hills$5802K Montecito$5251K Hidden Hills$4992K Hillsborough$4946K Los Altos$4448K Belvedere$4421K Rancho Santa Fe$4186K

Full San Jose-Sunnyvale-Santa Clara, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Jose-Sunnyvale-Santa Clara, CA metro.

View San Jose-Sunnyvale-Santa Clara, CA metro →

CUPERTINO, CA