The median home in Del Mar, California is valued at $3,491,726, down 1.7% year over year. Typical monthly rent is $12,666, producing a price-to-rent ratio of 23x — well above the national average of 18x. Del Mar is part of the San Diego-Chula Vista-Carlsbad, CA metropolitan area, which CrashWatch tracks daily with real-time stress scores and crash risk analysis.

Home Value$3,491,726

-1.7%

Rent$12,666/mo

Prices falling — better for buyers.

Affordability

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Income (annual)

Down Payment

$698,345 on $3,491,726

Example: $75,000 household income. Change it above to see your own.

Out of reach318% of income

Need $851,657/yr to afford.

PITI$19,872

P/I318%

Afford$307K

Gap-$3.18M

P&I $17,656Tax $2,066Ins $150

Renting $7,206/mo cheaper ($12,666 rent)6.50% 30yr, 20% down, county tax + CA ins. 28% per HUD.

Home Buying Kit For Dummies (2025)Financing, negotiation, closing

Other cities in California

Compare Del Mar with other housing markets across California.

Atherton$7.52M Los Altos Hills$5.8M Montecito$5.25M Hidden Hills$4.99M Hillsborough$4.95M Los Altos$4.45M Belvedere$4.42M Rancho Santa Fe$4.19M

Full San Diego-Chula Vista-Carlsbad, CA analysis

Stress scores, crash risk, early warning signals, and 12-month price forecasts for the San Diego-Chula Vista-Carlsbad, CA metro.

View San Diego-Chula Vista-Carlsbad, CA metro

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Del Mar, CA