Median home value: $788K (-2.6% YoY). Rent: $2,302/mo. Price-to-rent: 28.5x. Part of San Diego-Chula Vista-Carlsbad, CA.
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Basic Zillow data only. For stress scores, AI analysis, and trends, San Diego-Chula Vista-Carlsbad, CA metro page.
Home Value$787,829
-2.6%
Rent$2,302/mo
AFFORDABILITYRenting $2,093/mo cheaper ($2,302 rent)6.00% 30yr, 20% down, county tax + CA ins. 28% per HUD.
Enter your income for El Cajon.
$157,566 on $787,829
Out of reach — 70.3% of income
Need $188,357/yr to afford.
PITI$4,395
P/I70.3%
Afford$314K
Gap-$474K
P&I $3,779Tax $466Ins $150
Home Buying Kit For Dummies (2025)Financing, negotiation, closing